Menene amfanin siyan na'urar kula da lafiya ta £189 idan kai mai shan taba ne?
Rachel da Kojo, Northampton
Rachel, 'yar shekara 38, ta sadu da Kojo, mai shekara 41, a shekarar 2020, shekara guda bayan ta rabu da mahaifin 'ya'yanta biyu, Amanda da Miles. Rachel tana aiki da NHS, tana samun £27,000 a shekara. Kojo yana samun £32,000 a matsayin mai kula da makaranta. Suna zaune a gida mai dakuna uku da suka saya a 2024 akan £325,000. Ɗansu, Marcus, da 'yar Rachel mai shekara 13, Amanda, suna zaune tare da su, yayin da Miles, mai shekara 17, ke raba lokacinsa tsakanin su da tsohon mijin Rachel. Ma'auratan sun raba bashin jinginar gidansu na £1,750 a kowane wata da kuma kuɗaɗen gida. Kowannensu yana saka £500 a cikin asusun haɗin gwiwa don kuɗaɗen gama gari, suna ajiye sauran kuɗaɗensu daban. Rachel tana samun £150 a mako a matsayin tallafin ɗiya daga tsohon mijinta.
Duba hoto a cikakken allo
Rachel
Litinin
Ina aiki kwana uku a mako a asibiti na gida kuma dole in biya kuɗin ajiye mota – wannan abin dariya ne gaba ɗaya (£8.50). Babu kuɗin abincin rana domin ina shan ƙaramin maganin Mounjaro [magani na rage kiba]. A lokacin hutuna, na yi odar wani alkalami na Mounjaro (£220). Na kuma biya kuɗin motar da ake kai da ɗalibai ga Miles da Amanda domin suna buƙatar sufuri bayan makaranta (£60). Jimilla: £288.50
Talata
Na sayi kayan motsa jiki a kan layi kafin aiki na (£50), na tuka mota zuwa aiki (£8.50) kuma na sayi 'ya'yan itace da wrap daga kantin abinci (£7.20). Jimilla: £65.70
Laraba
Na tafi aiki (£8.50) kuma bayan haka na je mashaya don saduwa da abokiyar makaranta don shan giya da ƙafafun kaza (£11.50). Ci na yana dawowa. Na tsaya a Asda don sayen crisps, salati da chicken nuggets don kayan ciye-ciye na yara (£11.23), kuma na sayi kayan gyaran gashin ido a kan layi (£12.50). Jimilla: £43.73
Alhamis
Safiya na kula da kaina. Na yi wasu gyare-gyaren fata: allurar polynucleotide (£350), Botox, wanda nake yi kowane wata uku (£150), da kuma 1ml filler a kumatuna da haɓo (£175). Ina jin daɗi sosai. Jimilla: £675
Juma'a
Na ɗauki Marcus, Amanda da Miles daga makaranta na kai su Nando's a matsayin abin jin daɗi (£65.32). A dā yana da arha! Daga baya, na tsaftace gida na tafi siyayya tare da Marcus da Kojo. Jimilla £65.32
Asabar
Kojo, Marcus, Amanda da ni mun tafi wurin shakatawa na namun daji. Ya kasance £130 ga mutane huɗu, wanda yake da yawa, amma Marcus yana son zakuna. Na biya rabin daga asusun mu na haɗin gwiwa (£65). Kojo ya biya sauran rabin da kuma abincin rana. Jimilla: £65
Lahadi
Na yi odar wasu serums na fuska a kan layi (£45) da kuma hular waya ga Amanda bayan tata ta lalace (£12). Na yi siyayyar gida a Tesco, wanda Kojo ya biya. Jimilla: £57
Jimillar mako: £1,260.25
Kojo
Litinin
Ina tafiya a ƙafa zuwa aiki kuma ana biyona kuɗin abinci, don haka ba na kashe kuɗi da yawa a cikin mako. Na sayi fakitin taba 20 na Benson & Hedges (£18.50), wanda nake sha a kan hanyar zuwa aiki da dawowa. Jimilla: £18.50
Talata
Na yi odar sabbin belun kunne (£75.50) da kuma agogon lafiya na Hume (£189) domin ranar haihuwata tana gabatowa. Ina son bin diddigin barcina da ƙididdigar hormones. Jimilla: £264.50
Laraba
Sun yi shepherd's pie a kantin abinci na makaranta, wanda na ƙi, don haka na sayi baguette na cuku da naman alade a wani kantin abinci na kusa (£4.89). Jimilla: £4.89
Alhamis
Na sayi wasu cigarillos, waɗanda ba na sha da sauri kamar sigari, domin na ɗan ƙara shan taba kwanan nan. Kawai fakitin 10 a wannan karon. (£6.89). Jimilla: £6.89
Juma'a
Na tafi wani babban kantin sayar da kaya tare da Rachel na sayi sabon akwatin fensir ga Marcus don makaranta (£5.55), takalmi (£32.50) da safa (£3.20), da kuma rigar da Rachel ke so (£22.50). Jimilla: £63.75
Asabar
Mun tafi wurin shakatawa na namun daji kuma na biya rabin (£65) da kuɗin ajiye mota (£9). Na kuma biya abincin rana ga mu huɗu. Mun sami burgers, chips da colas (£54.88). Rana ce mai daɗi, amma mai tsada. Jimilla: £128.88
Lahadi
Siyayyar Tesco ta kashe £135.30, wanda yake kusan al'ada. Yawanci ina raba shi da Rachel, amma ni na biya wannan makon. Jimilla: £135.30
Jimillar mako: £622.71
Babban bayyanar…
Rachel ta bayyana kanta a matsayin "mai tsananin damuwa" idan ana maganar kuɗi bayan rabuwa da tsohon abokin zamanta: "Ban sami komai ba a cikin sakin aurena." Lokacin da ita da Kojo suka haɗu, ta yi tsammanin zai fi kula da kuɗin da yake kashewa a kan 'ya'yanta. Maimakon haka, ta ce: "Yana ɗauke da su kamar nasa."
Tana jin tsoro game da nuna masa diary ɗinta. A cikin ƴan shekarun da suka gabata, ta kashe kuɗi da yawa a kan gyare-gyaren kyau don magance rashin kwarin gwiwa game da jikinta bayan ta haifi 'ya'ya uku. Watan da ya gabata, ta tashi zuwa Turkiyya don gyaran ƙirji wanda ya kashe £5,000. Kojo ya yi mamaki, amma ya gaya wa Rachel ta yi abin da take ganin ya dace. "Na taimaka mata bincika asibitin, amma duk kuɗin nata ne," in ji shi. Rachel tana sanya manyan sayayya, kamar allurar Mounjaro na wata-wata da magungunan Botox, a kan katin Amex nata na sirri, kuma tana biyan mafi ƙarancin adadin kowane wata. "Ina da bashi na kusan £2,500," in ji ta a lokacin bayyana diary. "Ban san yana da yawa haka ba," Kojo ya amsa.
Kojo ya yi mamakin yawan kuɗin da gyare-gyaren Rachel ke kashewa a cikin mako: "Ban san cewa duk wannan yana da tsada haka ba," in ji shi. "Za mu iya saka wasu daga cikin waɗannan kuɗin zuwa ga faɗaɗa kicin." Yana tunanin yadda waɗannan gyare-gyare suka zama al'ada da sauri: "Lokacin da muka haɗu, Rachel ba ta yin waɗannan komai." Rachel ta ce faɗaɗa kicin ya wuce ƙarfin kuɗinsu, kuma ta kare kashe kuɗin nata a matsayin muhimmi ga lafiyar kwakwalwarta. "Ni uwa ce. Abubuwan jin daɗi na suna sa ni kyakkyawa da jin daɗi, ba kamar shan taba na Kojo ba." Al'adar shan taba tasa na £25 a mako, wanda yake ɓoyewa daga iyali, ya fi tsada fiye da yadda ta yi tsammani. Ta kuma ga sayayyar kayan fasaha na lafiyarsa suna da sabani. "Menene amfanin siyan agogon lafiya na £189 idan kai mai shan taba ne?" ta tambaya.
Kojo bai damu da raba diary ba, sai dai game da bayyana shan taba. "Ina so in daina. Ina ɗan jin kunyar yawan kuɗin da na kashe. Rachel ta daɗe tana gaya mani in daina." Ya ce aikin ya taimaka wajen share fahimtar kuɗaɗensu kuma ya nuna musu inda za su iya yin aiki tare da kyau. "Na ga inda za mu iya toshe wasu ramuka," in ji shi. "Kashe kuɗin Rachel na £1,260 a mako yana da yawa."
Aikin ya kuma nuna wa Kojo yadda Rachel take jin rashin kwanciyar hankali game da jikinta. "Wataƙila laifina ne: ina buƙatar gaya mata sau da yawa cewa tana da kyau," in ji shi. "Ba ta buƙatar kashe duk waɗannan kuɗin a kan gyare-gyaren kyau, amma ba zan ƙoƙari in sarrafa zaɓinta ba."
'Ina son siyan abinci da yawa, amma Jasper yana siyan abubuwa yadda ya ga dama, wanda ke ba ni haushi domin ba shi da tsada'
Caitlin da Jasper, Bristol
Caitlin, ma'aikaciyar lissafi da ke samun £94,000, da Jasper, mai ba da shawara kan haraji da ke samun £103,000, dukansu 'yan shekara 34, sun sadu a Tinder shekaru 10 da suka wuce. Sun yi aure a 2024, kuma Caitlin tana da ciki watanni shida da ɗansu na farko, wanda aka samu ta hanyar IVF. Suna zaune tare da karensu na chihuahua mai shekara shida, Beanie ("diva"), a cikin gidan Victorian mai dakuna biyar da suke gyarawa. Kuɗin hakan, £20,000, ana raba shi tsakaninsu, tare da Jasper yana ƙara bonus ɗin aikinsa. Kowane wata, ma'auratan suna saka £3,500 a cikin asusun haɗin gwiwa don biyan kuɗaɗe, hutu, kuɗaɗen gida, da motocinsu biyu, amma kuma suna ajiye asusun banki daban.
Duba hoto a cikakken allo
Caitlin
Litinin
Na yi odar kyakkyawan kayan jariri a kan layi daga wani kamfani mai ɗorewa (£19.20) yayin da nake aiki daga gida. Na kuma sayi wasu sabbin murfin kushin don sofa ɗin ɗakinmu na rana (£28). Jimilla: £47.20
Talata
Siyayyar abincinmu daga Tesco ta zo. Ta kashe £83.45; mun raba shi (£41.72). Ina son siyan abinci da yawa, amma Jasper yana siyan abubuwa yadda ya ga dama, wanda ke ba ni haushi domin ba shi da tsada. Na sami madara kafin siyayyar ta zo (75p) da kuma abincin kare ga Beanie (£2.20). Jimilla: £44.67
Laraba
Na biya kuɗin katako (£295) don sabbin allunan skirting a B&Q da kuma na'urar sander daga Argos (£25), domin Jasper ya ce ba ya son kashe kuɗi daga asusun haɗin gwiwa. Auna da lissafi ya kasance mai sauƙi, amma yin sanding ya fi wahala. Jasper ya ce zai taimaka, domin ƙarfin motsi na bai yi kyau ba. Jimilla: £320
Alhamis
Za mu je Landan mako mai zuwa don ganin abokai kuma mun yi booking wani otal mai kyau a kan layin Elizabeth a £200 a dare na kwana uku. Na biya rabin (£300). Jimilla: £300.
Juma'a Na tafi ofis a tsakiyar Bristol. Na sami kusan rabin tankin man fetur a hanya (£32). Don abincin rana, na sayi sandwich ɗin kwai, Diet Coke da Quavers (£5.99). A hanyar dawowa gida, na tsaya don siyan ginger da Thai curry paste don abincin dare (£4.34). Jimilla: £42.33.
Asabar Mun tafi mashaya bayan mun yi yawo da Beanie. Jasper ya biya, domin shi yana shan giya kuma ni kawai Diet Cokes nake sha. Jimilla: £0.
Lahadi Babu kashe kuɗi a yau. Jaririn yana da ƙarfi sosai a yanzu. Na zauna a gida na huta.
Jimillar mako: £754.20.
Jasper
Litinin Na tuka mota zuwa ofis na a cikin birni. Kuɗin ajiye mota £10 ne a rana. Man fetur kusan £7 ne don tafiya da dawowa. Na kashe £10 akan abincin rana – baguette ɗin kaza da naman alade da crisps – daga wani ƙaramin kantin sayar da abinci na kusa. Jimilla: £27.
Talata Na sake zuwa aiki, amma na sami duck wrap maimakon kaza da naman alade (£27 jimilla). Da yamma, na sayi na'urar yankan ciyawa da kayan aiki (£43). Ban ƙware da tsirrai ba, amma ina son yin aiki a lambu a lokacin rani. Jimilla: £70.
Laraba Maimaita aiki (£27), amma na koma kaza don abincin rana. Abin farin ciki sosai. Na kuma yi odar wasu firam ɗin hotuna don abubuwan da muke buƙatar rataya (£44). Jimilla: £71.
Alhamis Kuɗin tafiya da abincin rana sun kasance iri ɗaya (£27). Daga baya, na biya rabin kuɗin otal a Landan (£300). Na kuma sayi tikitin ƙwallon ƙafa don wasa mako mai zuwa a Landan tare da abokina (£75). Caitlin ba ta zuwa. Ta ƙi ƙwallon ƙafa. Jimilla: £402.
Juma'a Na hau jirgin ƙasa zuwa Landan don taron gaggawa, amma zan iya biyan shi daga aiki. Na sami bento box, edamame da Diet Coke a abincin rana (£13.99) kuma na tsaya a Boots don sayen reza (£1.27). Jimilla: £15.26.
Asabar Mun yi yawo mai daɗi kuma mun tafi mashaya. Na sami wasu giya da Diet Cokes na Caitlin (£32.54). Na kuma yi odar calamari don mu biyu (£7). Jimilla: £39.54.
Lahadi Na ɗan yi siyayyar tufafi na dare wanda ban gaya wa Caitlin ba: riguna da wando daga Zara da Asos (£354.32). Amma yana da hujja, domin muna da hutu mai zuwa. Jimilla: £354.32.
Jimillar mako: £979.12.
Babban bayyanar…
Diary ɗin aikin bai bayyana wani abu mai ban mamaki ga Caitlin da Jasper ba. "Ni ma'aikaciyar lissafi ce, don haka ina son duk wannan," Caitlin ta ce. "Muna kashe kuɗi a kan manyan abubuwa na rayuwa: gida, maganin IVF. Yana da kyau ganin yadda muka ci gaba. Na daɗe ina son yara kuma na yi mafarkin gida kamar wanda muke da shi yanzu." A cewar Caitlin, Jasper ya girma "mafi arziki" fiye da ita, tare da iyaye waɗanda suke da kasuwancin gidaje, don haka ya fi sassauƙa da kuɗi. Ta ga kanta a matsayin mai tanadi – wani abu da ta danganta da asalinta. "Iyalina daga Yorkshire ne. Kakata tana zaune a gona yayin da mahaifinta ke aiki a ma'adinai."
Bayan bayyana diary, Caitlin ta yi mamakin kashe kuɗin tufafin Jasper. "£300 a cikin siyayya ɗaya a kan layi abin hauka ne a gare ni. Zai iya zuwa Vinted." Jasper bai tuba ba. "Ina aiki tuƙuru don samun kuɗina, don haka ban damu ba," in ji shi.
Sun gano cewa suna yin rigima game da kuɗi wani lokaci, kamar lokacin IVF. "Mun kashe £8,000 akan magungunan haihuwa a Portugal, wanda ya yi aiki. Amma Jasper bai so in kashe ƙarin £400 a wata akan kayan ƙara ƙarfi a wancan lokacin ba. Wannan ya haifar da rarrabuwa. Amma ina matuƙar son jariri, ina so in ƙara damar mu. Ba ɓata kuɗi ba ne domin na yi ciki. Wa ya ce ba su yi aiki ba?" Yanzu gyaran gidan ne ke haifar da rikici, yayin da kuɗaɗe ke ƙaruwa.
Kwanan nan, Caitlin ta so ta kashe £500 akan teburin kofi na tsoho, amma Jasper ya ƙi. "Ya yi yawa – ba mu buƙatar shi ba." Lokacin da Caitlin ta ba da shawarar sake yin duk allunan skirting tare da ƙwararre, shi ma ya ƙi, yana ganin "ramin da ba dole ba a cikin kasafin kuɗi". Caitlin ta ɗauki nauyin siyan katako da na'urar sander da kanta. Ya ce Caitlin ta ɗan ji haushi cewa kuɗin ya fito daga nata na sirri. "Ta so ta yi shi," in ji shi. Na yi mamakin yawan kuɗin katako (£295). Na yarda cewa kuɗin da zan amfana da shi ma, kuma yana da kyau sosai. Jasper ya taimaka da sanding tun daga lokacin.
Ya kamata in magance tikitin gudun da yawa na £250 da wuri. Ya ƙaru sosai.
Martha da Gary, Brighton
Martha, 'yar shekara 64, da Gary, mai shekara 70, sun kasance tare tsawon shekaru biyar kuma suna da karen whippet mai shekara 11 mai suna Peggy, wanda asalinsa na ɗan Gary ne. Gary ma'aikacin lantarki ne mai ritaya wanda ke samun kusan £45,000 a shekara daga aikin ɗan lokaci da fenshonsa, yayin da Martha ta yi ritaya kuma tana rayuwa akan fenshonta da kuma fenshon daga marigayi mijinta Dave, wanda ya rasu a 2016 – wanda ke ba ta £2,200 a wata. Suna saka £350 a mako a cikin asusun haɗin gwiwa don biyan kuɗaɗen gida, kayan abinci, da giya, amma suna ajiye sauran kuɗaɗensu daban. Martha ce ta kafa duk kuɗaɗe da kashe kuɗi, waɗanda ke fitowa daga asusun haɗin gwiwa. Gidansu Martha ta saya a 2024 akan £425,000.
Gary
Litinin
Ina tuka mota zuwa aiki kwana uku a mako ga babban kamfanin lantarki. Suna biyan kuɗin ajiye mota, amma ni na biya abincin rana. Na kawo sandwich daga gida kuma daga baya na sayi kofi (£3.48) da kuma sausage roll (£2.72). Jimilla: £6.20
Talata
Na sha kofi uku a aiki (£10.45), wanda yake da yawa a gare ni (yawanci ina sha ɗaya ko biyu). Daga baya, na biya kashi 20% na kuɗin likitan dabbobi na Peggy (£1,200), tare da inshora ya rufe sauran. Na yi farin cikin yin hakan domin tana buƙatar a wanke cikinta kuma ba zan taɓa barin ta ta sha wahala ba, amma kuɗi ne masu yawa. Jimilla: £1,210.45
Laraba
Na sayi lasifikar Bluetooth daga wani kantin sayar da kaya bayan aiki domin namu ya lalace (£12.50). Na sha kofi biyu amma na sami ɗaya kyauta da katin aminci na (£3.48). Jimilla: £15.98
Alhamis
Na sami hutun rana kuma Martha ta sa ni na gyara tikitin gudun da yawa na (£250). Ya kamata in yi shi da wuri domin ya ƙaru sosai. Jimilla: £250
Juma'a
Na biya kuɗin kifi da chips don mu a kan jirgin ruwa (£24.50) kuma mun yi yawo da Peggy (tana murmurewa a hankali). Daga baya, mun tafi mashaya (£43.84). Jimilla: £68.34
Asabar
Na ɗan yi siyayyar ƙara daga Co-op ɗinmu na gida (£38.99), amma yawanci muna zuwa Asda. Daga baya, mun tafi ƙungiyar zamantakewar mu ta yau da kullun kuma mun sha wasu abubuwan sha (£45.21). Jimilla: £84.20
Lahadi
Na biya £350 a cikin asusun haɗin gwiwa don rufe kuɗaɗen mako mai zuwa amma ban kashe wani abu ba. Jimilla: £0
Jimillar mako: £1,635.17
Martha
Litinin
Yawanci ina tafiya da Peggy yayin da Gary ke aiki. Ba mu yi nisa ba domin tana murmurewa daga tiyatar ta. Na sayi cakulan, jakunkunan kashin kare, da giya daga kantin jarida a hanyar dawowa gida (£11.40). Daga baya, na sayi rigar Dorothy Perkins akan Vinted (£12.40). Jimilla: £23.80
Talata
Na yi yawo da Peggy ɗan nisa a yau kuma na ci karin kumallo a wani cafe a kan jirgin ruwa (£17.50). Na yi odar wasu abubuwa biyu akan Vinted (£39.34) amma kuma na sayar da riga akan £11, don haka na yi farin ciki da hakan. Jimilla: £56.84
Laraba
Na yi yawo da Peggy, sannan na tafi darasin pilates wanda aka riga aka biya a gidan motsa jiki na. A hanyar dawowa, na tsaya a kantin furanni don siyan peonies domin suna cikin kakar su yanzu (£16). Jimilla: £16
Alhamis
Na sayi wando akan Vinted (£6.34), sabon fitila don ɗakinmu daga La Redoute (£40), da kuma wasu furanni daga gareji (£8) lokacin da na sayi man fetur (£23.96). Na taimaka wa Gary ya gyara tikitin gudun da yawa, wanda na ji haushi game da shi. Jimilla: £78.30
Juma'a
Na sayi jakar ƙera daga Gucci akan Vinted wadda na daɗe ina kallo kuma na yi farin ciki da ita sosai (£250). A hanyar dawowa daga kantin kifi da chips tare da Gary, na tsaya a kantin vape na gida don siyan ruwa da sabon vape. Ban gaya masa kuɗin ba (£33). Jimilla: £283
Asabar
Na sayi mu abin sha a ƙungiyar zamantakewa (£21.41), Gary ya biya sauran. Jimilla: £21.41
Lahadi: Mun zauna a gida kuma na dafa abincin gasasshe. Na ci nasarar siyan takalmi a eBay (£19.50) kuma na kuma tura £350 zuwa asusun haɗin gwiwa don mako mai zuwa. Jimilla: £19.50
Jimillar mako: £498.85
Babban bayyanar…
Martha ta yarda cewa ba ta kula da kuɗaɗenta ba kuma tana da rauni ga binciken Vinted, yawanci tana kashe kusan £100 a mako akan tufafin da aka yi amfani da su yayin da take samun kusan £50 a mako daga siyarwa. "Ba ya daidaita da gaske," ta yi nishi. A cikin diary ɗin mako, wannan rata ta fi girma bayan ta hango jakar da ba za ta iya tsayayya ba akan £250, wanda Gary ya ɗauka "mahaukaci". Ta kuma kashe kusan £30 a mako akan furanni, wanda Gary bai sani ba: "Suna mutuwa ne kawai a cikin ƴan kwanaki – ba shi da amfani." Mafi munin al'adar kashe kuɗinsa shine ɓoye tikitin tuƙi daga gare ta. "Ina shirin magance laifuffuka na nan da nan, amma sai na firgita na manta, suka taru."
A lokacin bayyanar, Martha ta tsawata masa don yin watsi da tikitin gudun da yawa. "Yana gab da zuwa kotu," in ji ta. "Ya riga ya zama £250. Ban san dalilin da yasa yake yin haka ba; koyaushe yana ƙara muni." A halin yanzu, Gary ya yi mamakin yawan kuɗin da Martha ke kashewa akan vaping: "Kuɗi ne masu yawa don iska mai ɗanɗano." Martha ta ba da shawarar cewa Gary ya kawo kofi a cikin flask zuwa aiki don rage al'adarsa ta £15 a mako, amma ya ƙi domin yana jin daɗin al'adar.
Ajiye diary ɗin kuɗi ya kasance mai wahala ga Gary tun da "bai taɓa ƙware da lissafi ko gudanarwa ba". Mafi girman kashe kuɗinsa yawanci shine ƙaunataccen karensa na whippet. Bayan karen ya yi rashin lafiya sosai a watan da ya gabata, inshora ya rufe 80% na kuɗin likitan dabbobi na £6,000, ya bar Gary ya biya sauran 20%, da kuma ƙarin £250, wasu daga cikinsu sun faɗi a cikin mako na diary. A lokacin bayyanar, Martha ta ce tana jin takaici cewa ba shi da ingantaccen inshora, amma Gary ya gyara mata: "Tsohuwar kare ce kuma na yi mata inshora ne kawai a bara. Duk zaɓuɓɓukan inshora sun kasance masu tsada."
Ma'auratan za su sake yin aikin idan an buƙata. "Duba abin da nake kashewa ya taimaka mini in ji daɗin ci gaba na," Gary ya ce. "Zan fi kyau game da tikitin ajiye mota da laifuffuka." Ya bayyana halayensa game da kuɗi a matsayin "mai damuwa" bisa ga kansa. Ya ce saboda lokacin da ya rabu da mahaifiyar 'ya'yansa biyu, ta ƙare da rabin fenshonsa. "Na kasance mai taka tsantsan lokacin da na sadu da Martha, amma yanzu na fi buɗe ido," in ji shi.
'Ba na jin laifi sayen abubuwa masu kyau. Ni mutum ne da ke kashe kuɗi koyaushe'
Jake da Ryan, Landan
Jake, mai shekara 45, ya sadu da Ryan, mai shekara 36, a kan wani app ɗin saduwa a 2024. Jake yana aiki a matsayin daraktan ƙirƙira yana samun £75,000 a shekara, yayin da Ryan ke samun £52,000 a matsayin mai zanen hoto. Ma'auratan sun sayi gida mai dakuna uku a 2024 akan £625,000 tare da kuɗin farko da yawancinsu daga iyalin Jake ne. Suna raba bashin jinginar gidansu na £2,250 a wata da kuɗaɗe daidai kuma kowannensu yana biya £800 a cikin asusun haɗin gwiwa don kuɗaɗen gama gari, gami da kyanwa mai suna Mariah. Ryan yana taka tsantsan da kuɗi kuma yana son tara tanadi; Jake, a gefe guda, yana son agogon alatu kuma ya kashe fiye da £15,000 akan tarinsa a cikin shekaru uku da suka gabata. Suna shirin ɗaukar ɗa kwanan nan.
Duba hoto a cikakken allo
Jake
Litinin: Na tashi da ƙarfe 5.30 na safe don zuwa dakin motsa jiki a gininmu kafin aiki. Ina tafiya zuwa gabashin Landan amma muna zaune a yamma, don haka yana da wahala a lokaci, ko da yake yana kashe £4.60 kawai a rana akan Transport for London. Na ɗauki kofi a tashar (£3.90) kuma isar da abinci na na mako na protein ya zo gida yayin da nake aiki (£58). Yana da tsada, amma yana hana mu siyan abinci a waje ko cin abinci a gidan abinci, wanda Ryan, musamman, yake so. Jimilla: £66.50
Talata: Wani farkon tashi da kuma wani tafiya (£4.60). Na ɗauki protein shake bayan dakin motsa jiki (£4.20) kuma na biya membobinta na shekara na Headspace [app ɗin lafiyar kwakwalwa] (£49.99). Na yi sha'awar ɗaukar abincin rana daga wani ƙaramin gidan abinci na gida, amma na ci ɗaya daga cikin akwatunan abinci na na protein maimakon. Jimilla: £58.79
Laraba: Na yi wani dogon aiki kuma na yi tafiya da jirgin ƙasa (£4.60). Bayan aiki, na sadu da Ryan don shaye-shaye da kayan ciye-ciye a mashayarmu ta gida. Mun raba kuɗin (£28.50). A hanyar dawowa gida, na sayi wasu kayan wanka daga Boots (£14.20) don tafiyar aiki mai zuwa zuwa Milan. Jimilla: £47.30
Alhamis: Na yi tafiya (£4.60). A lokacin hutuna, na yi
